| Do you support Pete Hegseth as Secretary of Defense to restore military readiness? | | | | | | | | Richer, Wiser, Happier | 2 smart credit card debt forgiveness strategies to use (and 2 to avoid): Credit card debt has become a significant financial challenge for many Americans — including many of the cardholders who have tried to maintain responsible habits. Part of the issue is that card rates are hovering at all-time highs right now — the average credit card rate is nearly 23%, while the average retail card rate is over 30% on average. That, in turn, has driven the total amount of credit card debt up nationwide, with total credit card balances sitting at a record $1.17 trillion. |
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| 3 Little-Known Perks of Having a High Credit Score | Brendan Byrnes, Fool. A high credit score could land you lower rates on your insurance premiums. A credit report without serious black marks could help to land you your next job. Your bank or credit card company may be more likely to grant requests, like waived fees or a lower APR, to retain your business when you have a high credit score. |
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| Who qualifies for the IRS hardship program?: Dealing with delinquent tax debt may be one of the most stressful financial challenges a person can encounter. After all, between the mounting penalties, the Internal Revenue Service (IRS) notices and the aggressive collection actions, the repercussions that come with late tax debt can take a severe toll on your financial life — and your stress levels. But if you're dealing with this type of issue, what you may not realize is that the IRS offers several programs designed to help taxpayers who are genuinely struggling to meet their tax obligations. |
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