Good afternoon. It's Wednesday, Jan. 31, and we're covering how to discuss money in a romantic relationship, creative ideas to give your home a new look on a small budget, 8 Affordable Places Where the Middle Class Should Retire, and much more. | First time reading? Sign up here. | Stock Market Update | | | | | Market Performance: January 30, 2024. | A $245 billion exchange-traded fund tracking the Nasdaq 100 dropped in late hours, with traders weighing results from two of the tech giants that have powered the rally in stocks amid the artificial-intelligence frenzy.
Alphabet Inc. sank after reporting revenue from its core search advertising business that fell short of estimates, overshadowing an otherwise strong end to the year. Microsoft Corp.'s cloud growth disappointed some on Wall Street — even as the company posted its strongest revenue growth since 2022. |
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| | Financial Maverick Insights | | | | | How to Discuss Money in a Romantic Relationship |
Ah, money. It can feel like a silver bullet for happiness if used effectively. Or, it can feel like a loaded gun pointed in your direction if it's a source of constant tension in your relationship.
Fighting and bickering about money is the number-one source of tension and stress in romantic relationships. Winning the lottery with a scratch ticket or hitting the jackpot in Las Vegas might alleviate money problems in your relationship, but then again, I wouldn't bet on it (no pun intended).
So, what are some realistic strategies to avoid being like the average couple who bickers about money?
1. Talk Early, Openly, and Often About Money (Even if It's Uncomfortable).
Some say talk is cheap. But talking about money with your partner will pay dividends. Money is naturally a taboo topic, but that doesn't mean you can ignore it. Establish a rapport surrounding the topic of money within the first year of your relationship.
Ideally, you can broach the subject within your first six months together, even if it's more general at first, in an attempt to open a dialogue if you see the relationship going somewhere. You'll want to have this conversation before moving in together and certainly before getting engaged or married.
Plan for this conversation, starting and ending with an open mind.
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| | | | | | Creative ideas to give your home a new look on a small budget | Whether you're looking to update a single room or your entire home, these budget-friendly home decor ideas can help you give your home a big makeover without breaking the bank.
Many people believe that home renovations and makeovers require a lot of money and time. Home decor can be an expensive affair, but it doesn't have to be. With some creativity and resourcefulness, you can transform your living space without breaking the bank.
Simple DIY projects, clever decorating tips, and a few strategic purchases can go a long way in transforming your living space into something fresh and new. Whether you're looking to update a single room or your entire home, these budget-friendly ideas can help you achieve your goals without breaking the bank.
1. Repurpose furniture
Instead of buying new furniture, try giving your existing pieces a fresh look. Paint or restain wooden furniture, reupholster chairs, and add new hardware to dressers and cabinets. By reusing what you already have, you can create a whole new look for your home.
2. Add plants
Indoor plants are an affordable and easy way to add life to your space. Not only do they purify the air, but they also create a calming atmosphere.
Consider adding plants of different sizes, shapes, and colours to create a natural focal point in your room. |
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| Real Estate News |  | 6 ways to avoid becoming real estate agent roadkill in 2024 - HousingWire | It's your year in spite of mortgage rates, inventory levels, who your broker is, who gets elected and what you hear on TikTok about the market. |
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|  | Real Estate Agents: 8 Affordable Places Where the Middle Class Should Retire | Being middle class often means having enough to not worry about your basic needs, but not necessarily so much that saving is a breeze, which makes an affordable retirement important. Find Out: This Is... |
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|  | Buyers are being picky — here's how you can navigate it as a real estate agent - HousingWire | As buyers face a more competitive market, this shift once again requires real estate agents to adjust their strategies. |
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| | Personal Finance Tips |  | 3 things to consider about your money and relationships | If you and your partner can't openly discuss your future money goals, that's a red flag. |
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| :quality(85):upscale()/2023/11/02/868/n/42301552/7ee92c0c6543fd83eef351.15130004_.jpg) | The 24 Best Gifts For the Ambitious, Successful Women in Your Life | Shop the best gifts for ambitious women. |
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|  | Three Planning Ideas to Make Your Money Last in Retirement | It's National Retirement Security Month, a good time for everyone to consider developing strategies to help them protect against outliving their retirement funds. |
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| | Alternative Investing |  | 10 Major Tesla Shareholders: Who Owns TSLA Stock in 2024? | Tesla (TSLA) is undoubtedly the pioneer in producing electric vehicles (EVs). |
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|  | WPP to invest $318 million in AI annually, Mark Read says | WPP CEO Mark Read also said the holding company has completed its agency restructurings |
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|  | Sharp Decline in Crypto Payments Puts El Salvador's Bitcoin Adoption in Question | El Salvador 's government loves Bitcoin, but Salvadorans? Not so much. |
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