6 ways to save money on winter vacations
December 08, 2023 | Read Online | | | Good morning. It's Friday, Dec. 08, and we're covering 12 cash flow strategies to scale, what profit margins are, helping your home search, and much more. | First time reading? Sign up here. | Stock Market Update | | | | | Market Performance: December 08, 2023. | Dow Jones futures were little changed overnight, along with S&P 500 futures and Nasdaq futures, with the November jobs report on tap Friday morning. Broadcom (LULU) headlined earnings after the close.
The stock market rally rebounded Thursday, with big-cap techs leading a broad advance. The major indexes are all close to 52-week highs.
Advanced Micro Devices (AMD) and Google parent Alphabet (GOOGL) jumped Thursday in day two reactions to their big artificial intelligence announcements. Those AI efforts will help them take on Nvidia (NVDA) and Microsoft (MSFT), respectively.
AMD stock roared above multiple buy points while Google flirted with an early entry. NVDA stock also rose, around key levels. Microsoft stock edged higher within a buy zone. |
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| | Financial Maverick Insights | | | | | 12 cash flow strategies to grow or scale any small business |
When you're trying to get a small-business operation off the ground, sometimes everyone on the team will need to work harder with less until you make a name for yourself and the cash is rolling in. Yet, there is something to be said for running a tight ship, being conservative about your business spending habits, and saving for a rainy day when business is booming.
12 Fast Company Executive Board members each share one way that small-business leaders can effectively manage their cash flow and working capital to ensure they have the resources they need to grow or scale their companies as the economy dictates.
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| | | | | | What are Profit Margins and How do you Calculate Them? | It's important to know what your profit margins are and track them at all times. Your business needs to make money to keep afloat, and monitoring your profit margins helps you know the health of your business and tells you if your company can grow. Whether you're a well-established company or a startup working out of a garage, you should understand your profit margins.
What is a profit margin?
Profit margin is the measure of your business's profitability. It is expressed as a percentage and measures how much of every dollar in sales or services that your company keeps from its earnings. Profit margin represents the company's net income when it's divided by the net sales or revenue. Net income – or net profit – is determined by subtracting the company's expenses from its total revenue. |
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| Real Estate News |  | How a Buyer's Agent Can Help Your Home Search - NerdWallet | Look for a buyer's agent who will work in your best interest when negotiating a home purchase. |
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|  | How To Get Clients In Real Estate (2023 Guide) | When you're new to the game, learning how to get clients in real estate can be tough. |
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|  | New homeowners lose $122,000 as housing prices drop | New homeowners face market downturn with average home value losses, risking negative equity. |
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| | Personal Finance Tips |  | I tried a cash-only budget for a week. Here's how quickly I saw $150 disappear | Many young people are bucking cashless forms of payment as a way to control spending and boost savings |
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|  | Keep more cash: 6 ways to save money on winter vacations or any getaway | Planning a vacation getaway this fall or winter — or thinking ahead to spring and summer? Here are smart tips from experts for how to save money when you travel. |
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|  | Bucket Budgeting: An Easy Way To Manage Cash Flow | If you're looking for a place to start better managing your finances, give this simple 'bucket budgeting' method a try. |
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| | Alternative Investing |  | Elon Musk asks Supreme Court to undo 'Twitter sitter' agreement with SEC | Elon Musk is asking the U.S. Supreme Court to undo a settlement agreement that he and Tesla struck with the SEC. |
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|  | SoFi Steps Back From Crypto. What It Means for SOFI Stock Investors. | SOFI stock may still be worth owning, but don't expect a direct cryptocurrency connection with SoFi Technologies. |
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|  | 12-year-old boy became millionaire after being one of the first to invest in Bitcoin | Getting in on the Bitcoin boom early was certainly fortunate for some investors, most notably a 12-year-old who saw himself become a millionaire. |
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| | Are you looking to save more money on winter vacations? | | | Reach Over 100,000 Financial Mavericks | Advertise with Financial Maverick to get your brand in front of the Financial Gurus in the world. The Mavericks are high-income and highly knowledge people who are always looking for an interesting product or tool. | | | Share Financial Maverick | Calling all Financial Mavericks! To help out a family and friend in need by sharing this newsletter. Tell you what if you ever wanted to be a Hero, Financial Guru, or a Nice Person this is your time! | | | DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research. | |
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